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20 Avr 2016 

The MyQ Garage App: OMG Did I leave the garage door open?

You planned your family vacation for months. You got your vacation clothes pressed and packed, loaded pertinent addresses into the GPS, and chased everyone out the door. Two hours in and youre feeling pretty smug, when suddenly it hits you - Did I leave the garage door open?

Your partner, the control freak, will only stop for bathroom breaks on a pre-planned schedule, so there is zero chance of turning around. You desperately dial everyone in your contact list, but it seems like the whole world is on vacation. Finally, you reach the neighbors kid and leave a message, but youre pretty sure you hear the sound of zombies in the background so you know that wont work. As your hometown grows dimmer in your rearview mirror, all you can picture is someone backing up the U-Haul and getting away with everything in your garage and house.



You need to be able to receive WiFi signals in your garage. Full installation usually takes somewhere around 30 minutes. Some newer openers already come with this feature included. You can also add MyQ, or upgrade an existing opener, as it works with most brand garage door openers manufactured after 1993. Just make sure your garage door opener has safety reversing sensors which can be found at the bottom of the door track before buying the app.

Fortunately, there exists a very practical solution to this all-too-common problem. Chamberlain, the leading maker of garage door openers, has innovated a MyQ Garage app and device. It quickly and easily lets you check to see if the garage door is indeed closed, from anywhere in the world via WiFi and your smartphone or tablet. You can also open and close the door remotely if you need to let a friend in, or have a delivery safely stored. The app will even alert you if the door opens for any reason.



MyQ is a great app that will deliver peace of mind when taking your family road trip this summer. Now about that toothbrush and the doggie treats

http://www.examiner.com/review/the-myq-garage-app-omg-did-i-leave-the-garage-door-open
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19 Avr 2016 

Jennifer Lopez 'dating Casper Smart': Superstar's mystery man revealed

The pair were spotted trying to remain under the radar in New York a few weeks ago.



He was also an alternate dancer for Michael Jackson's This Is It world tour.



According to their informant, the relationship is 'nothing serious' and just a few weeks old.

Lopez married Judd, a dancer on the set of her Love Don't Cost a Thing music video, in September, 2001.

Lopez, 42 , famously married one of her back up dancers, Chris Judd, before becoming engaged to Ben Affleck than tying the knot with Anthony.

A mole told them: 'He dances at Club Boulevard in LA, he's popular with the ladies because he goes shirtless.'

After separating from Anthony, 43, following seven years of marriage, Lopez dated Bradley Cooper briefly.

http://links.ezinemark.com/view/jennifer-lopez-dating-casper-smart-superstars-mystery-man-revealed-56d106bfcc8.html

The pair are said to have been quietly dating for weeks, after he was hired to work on her San Francisco show.

New man: Casper Smart is said to be romancing Jennifer Lopez

ByAmelia Proud

Updated: 02:44 EST, 14 November 2011

The 5ft8 choreographer has also danced for Beyonce, and even accompanied her Single Ladies montage on Glee.

The rehearsals, interviews and backstage footage of the tour were made into the 2009 film of the same name, following Jackson's death in June of the same year.

Jennifer Lopez has found love again, just four months after splitting from husband Marc Anthony.

Affleck married Jennifer Garner in 2005 and the couple are now expecting their third child.

His imdb profile boasts that he had a role in Honey 2 and was a dancer in Step Up 3D.

Mystery solved: Casper was spotted leaving J-Lo's hotel last weekMystery solved: Casper was spotted leaving J-Lo's hotel last week

And he might not have J-Lo's level of acting credits, but Smart is certainly in the movie business.

Us Weekly has exclusively reported that the mother-of-two, is dating male dancer Casper Smart from Anaheim, California, who according to his Twitter is one the 'dope J-Lo dancers.'

So she's got form, and the magazine's source suggests that Casper, who is thought to be in his Twenties, has too, but in the torso department.

The marriage, however, ended in 2002 and she was soon dating Good Will Hunting star Affleck very publicly.

Lopez and Affleck, 39, got engaged in November 2002, but split in Jan. 2004 just hours before their Santa Barbara wedding was scheduled.
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17 Avr 2016 

Two Florida teens pass out, die while sitting in running SUV parked in closed garage

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Both were students at East Bay High in Riverview.



According to police, the 17-year-old boy and 14-year-old girl were found in the Country Club Villas off Corrine Court South around 8 a.m. Both teens were seated in the family's SUV, which was inside the detached garage with the garage door closed.

Dorian's mother called his cell phone several times throughout the evening, but when he did not answer she reported them missing to police around 11 p.m.

"At this point, all indications are that the deaths were strictly accidental in nature," a police spokesman added.

St. Petersburg, Florida (WTVT Fox 13) Police say a St. Pete mother found her teenage son and his girlfriend dead inside her garage Monday morning.



The mother reported that her son, Dorian Gomez Poehlmann, had left their home at about 3 p.m. Sunday to pick up his girlfriend, Emily Sabow, but she did not know that they had driven back to the garage.

While homicide detectives are still investigating, police say preliminary indications are that the teens had decided to sit in the car sometime Sunday night, leaving the car running and, at some point, closed the garage door. During that time, they were apparently overcome by the fumes and passed out.

http://latino.foxnews.com/latino/news/2015/12/22/two-florida-teens-pass-out-die-while-sitting-in-running-suv-parked-in-closed/

For more St. Petersburg stories, visit Fox 13 News.
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13 Avr 2016 

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10 Avr 2016 

Lead time: Western Heritage's new president sets course to dominate the garage liability sector.

[ILLUSTRATION OMITTED]

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Western Heritage's President Anthony Washington uses the word "focus" in many contexts.

Not only is he focused on various aspects of his new position, but he encourages his company to stay focused on being the best specialty writer in the business.

Lately, Washington has focused his vision like a laser on an underserved line of cover--garage insurance.

And with good reason. Although Western currently has annual net premium of "$20-plus million" in this sector, he says, he's come to the conclusion that a whopping $430 million or so in writable business lies waiting for Western's newly minted garage division to pounce.

In broad terms, garage insurance covers auto dealerships on the one hand and auto service firms on the other.

Washington was promoted to the top post last August, and he gives credit to his predecessor for stirring interest in the garage business. "There were discussions about forming a new garage division even before I became president" but the idea hadn't been implemented.

"We said to ourselves: 'You know what? This is a class of business [where] there's a ton of opportunity out there; there's no clear market leader; and if we would just get more focused on it [with] a new team, a new division focusing solely on garage, it would create a great opportunity for us.'"

Washington said that after some internal shuffling, the garage division was christened. "I just took it and moved it forward. The thought was there, the expertise was there and so all we really needed to do is reorganize so that we could have this separate team, and add on a dynamic leader, and away we go."

That leader is Dan Bergman, Western's new director of garageunderwriting.

"We really have it broken down between dealer and service risk," Bergman said.

"Based on our research in the garage market, there's $285 million in service risk opportunity. That breaks out as $130 million in the admitted space and $155 million in the nonadmitted space."

Bergman added, "In the service space, between general auto repair and auto body repair, there are 112,000 establishments."

On the dealership side, "there's $145 million in the dealer opportunity area and that breaks out to about $60 million admitted and $85 million in the nonadmitted space," he said. That's based upon 26,000 used-car establishments and about 23,000 new-car dealer opportunities, he noted.

Although the potential for growing the Visit garage business at Western is impressive, Washington emphasized that he's not interested in growth by paper-thin margins.

"We are not in this business to just grow it and be aggressive," he said. "Usually when you hear the word 'aggressive' you're talking rates. We're trying to be competitive but we're not trying to be the cheapest on the block."

Instead, he's set the company garage division on a longer-term voyage. "We're very focused on sustainable growth. We want to be in this business into the future and, as I've looked at our plans and have been building them, we've been thinking 2016, 2017, 2018 and where we will be then ff we focus and get very clear about it now."

Building Blocks

Western Heritage, based in Scottsdale, Ariz., is a wholly-owned subsidiary of Nationwide Mutual Insurance Co. It writes excess and surplus cover for small and medium commercial risks that do not fit normal underwriting patterns, according to BestLink, A.M. Best's online insurance database. In 2010,the company had $122.1 million in direct premium written.

Bergman noted that Western's criteria for its garage-lines underwriting favors small shops. "Our criteria is based on, number one, the class of business; number two, the number of establishments within those classes; number three, by state and that includes market penetration and what our opportunity is; and then finally, businesses with fewer than 20 employees. We found that 96% of used car dealers have fewer than 20 employees and 95% of all service risks have fewer than 20 employees"

He said Western prefers to write for established businesses,"but we will look at start-ups with prior experience as well"Washington said the company's garage-lines strategy has severalcomponents.

First is "leveraging our expertise both on the claims side and on the underwriting side,' he said. "But technology has to match that, and our technology strategy is very focused on making it easy for us to do business with our customers."

On the product side, "we're very focused on being flexible and being opportunistic both in coverages and opportunities as we find them in various markets."

As examples, Washington noted that Western has added new products for valet parking; "U-pull" salvage yards where customers remove car parts from junk autos; and safety inspection services. "We're really trying to look at it holistically," he noted.

"The way we grow this is organically--we've been doing that all along--but we're going to add new partners as well" he said. "We have a good brand in the marketplace and that brand's built on expertise, and we're getting a lot of inquiries about being partners with us."

Although Washington now presides atop a subsidiary whose parent, Nationwide, reported $14.4 billion in net premiums for 2010, he stresses a people-first management philosophy toward his 66 fellow employees.

"Your brand is about your people, your expertise is around your people, and your people are going to make the difference" he said. "Great companies have great people, and staying focused on meeting their needs as a leader and as a company is huge."

He added, "One of the best things that ever happened to me is that I figured out that good things come to people who serve others, and that's been the motto I've tried to use."

Audio:

Listen to an interview with Anthony Washington at www.bestreview.com/audio.

GREEN LIGHT: Under the direction of President Anthony Washington, Western Heritage Insurance Co. intends to mine the underserved garage coverage sector and be its leader in a few years.

Portfolio:

Western Heritage Insurance Co. A.M. Best Company # 801

Headquarters: Scottsdale, Ariz.

President: Anthony Washington



Age: 51

Hometown: Jackson, Miss.

Education: Bachelor of Science, computer science, Jackson State University; Masters of Business Administration, Iowa State University.

Experience: 20 years in sales and commercial underwriting. Joined Nationwide in 1999 as associate vice president of underwriting.

Factoid: Western celebrated its 25th year of operation in 2011,

Other coverages: Specialty commercial property and casualty; commercial transportation; special events such as concerts, fairs, exhibitions and parades; merchants and artisan contractors.

Distribution: Selectively appointed small, to midsize general agents.

Parent: Nationwide Mutual Insurance Co.

A.M. Best Company # 2358

http://www.thefreelibrary.com/Lead+time:+Western+Heritage's+new+president+sets+course+to+dominate...-a0279613753
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